one might pay 2% p.a. Easy access and instant savings account are simple to open and usually require a minimal deposit of between £1 and £100. Also consider whether you’ll need to access your savings as more … With over 30 years’ experience in financial services, he has held senior roles in building societies, banks and insurance companies. Ikano Bank fixed two-year saver; Minimum investment: £1,000. When you are ready to compare instant access savings accounts, Savings Champion’s best easy access savings table is a great place to start. Each account holder can access the account, deposit and withdraw funds, view all transactions, and set up standing orders and direct debits. So in order to find the best online savings account, remember to compare interest rates and also look at how you are able to access your savings. If you're looking for the savings accounts for over 50s, you'll see that there aren't many age-specific accounts available. In addition, some easy access savings only allow you to make a certain number of withdrawals a year however any restrictions of this nature will be highlighted in the terms and conditions. Effective September 1, 2020 the domain name moneywise.co.uk is wholly owned and operated by Wise Publishing, Inc., which has no relationship with Moneywise Publishing Limited. Of the 910 cash Isas and savings accounts on the market, we found 52 accounts paying 0.01% AER or less – a factor contributing to average instant-access savings rates hitting just 0.22% this month. The current lockdown means our branch opening hours have changed. The main reason why most savers tend to avoid this kind of account is that it has a variable interest rate. If the interest rate is poor, switch bank accounts. Therefore, to get the best over 50s deal, compare instant access savings rates across the whole market. Interest earned on £1,000: £20.20. Easy Access Savings. What's the best instant access savings accounts for over 50s? Best Buys Household Money Banking & Borrowing ... Savings accounts; Current accounts; International Money Transfer; ISAs; Gas and electricity; Car insurance; Home insurance; Travel insurance; Free credit report; Health Insurance; Investments; About About lovefood; loveexploring; loveproperty; loveincorporated; jobs; runpath; lovemoney.com. Higher interest rates for higher balances: Pensioner savings accounts often have a tiered interest rate structure, paying different interest rates depending on the balance of the account (e.g. To make withdrawals from this account, you must already have or be planning to open a current account or suitable instant access savings account with us; Open online then manage using our Internet Bank or Banking app; Tax-free interest; Find out more - 1 Year Triple Access Online ISA : Inheritance ISA Plus, unlike all the other accounts in the table, the Halifax Web Saver Extra doesn’t offer a temporary bonus, so the rate is less likely to suddenly drop after a year. Whilst instant access savings accounts typically give you immediate access to your money, some easy access savings require you to move funds into a current account first. Interest rates - Annual Equivalent Rates (AER) are usually lower than fixed term accounts. By George Nixon for This Is … The next table shows the top six accounts which are available to everyone regardless of their age: 3% for Halifax Current Account Customers (who can also earn £5 a month from their current account), 2.80% for everyone else, Must register for the Halifax Online Service, Reverts to standard rate after bonus period. If you open a notice account, then you’ll need to give your bank a certain amount of notice before withdrawing any cash. You may have heard them called 'instant-access accounts' or 'no-notice accounts', but they're all the same thing - a … So, don't forget to always be on your guard. Get started. Lloyds Bank plc is authorised by the Prudential Regulation … Notice Savings Accounts. Registered in England and Wales No. 36 Featherstone Street London EC1Y 8AE LOVEMONEY… You need to be signed in for this feature, 36 Featherstone Street If you’ve got an easy access savings account, you can get to your money whenever you want. These are often the best savings accounts for savers who want to withdraw their cash with little or no notice, however this flexibility means interest rates are often less competitive. However, the purpose of these accounts is saving money, not managing daily financial affairs. Instant access - pay in or take out money whenever you want. Marcus Bank faces competition as four easy-access savers offer 1.5%: But which best-buy account comes with the fewest catches? The alternatives The Coventry’s Double Access Saver (Online) (2) account highlighted above also offers a monthly interest option – the rate is 1.09% gross per annum or 1.1% AER. ... 5 best instant access savings accounts. To make withdrawals from this account, you must already have or be planning to open a current account or suitable instant access savings account with us; Open online then manage using our Internet Bank or Banking app; Tax-free interest; Find out more - 1 Year Triple Access … The whole concept of exclusivity makes us think we’re getting something special at the exclusion of others who don’t fit the eligibility criteria. Probably the simplest and easiest of all savings accounts is the easy-access account. In fact, they can often pay a much lower rate than the market-leading savings accounts. Eight of the 50 top instant access savings accounts are only available to people of a certain age, or current account customers of the provider. While there are still specific accounts for those who are over 50 or even 60, there are not as many as there may once have been and they tend not to pay … Best Cash ISAs for over 50s. In this case, savers really won’t be benefitting from anything extra with this particular exclusive silver saver account. In fact, Saga Personal Finance - which only sells financial products to the over fifties - has taken in more than £4 billion in deposits, which is double the total amount won by some well-known building societies. No doubt A&L would argue the value of the benefits more than compensates. London I don’t really need to tell you the rates paid on savings accounts today are pretty horrendous. Alternatively, if you require information on other types of saving accounts for the over 50s such as notice accounts, fixed rate bonds and ISAs, read our helpful guides. The best accounts on the market pay much better rates of 5% which dwarf the returns paid by the top easy access savings accounts. The safest way to bank with us right now is from home either using our app or through Internet Banking. With easy access non-bonus savings accounts you can rest assured that the rate you see is what you’ll get and that you’ll be able to access your money as and when you need to. Notice Savings Accounts. Fixed Rate Savings. The general rule is that the longer you lock your money away for, … Best savings accounts 2020-2021 to earn the most on your money in the new year. Savers will also enjoy a range of benefits including worldwide travel insurance up to the age of 79 and exclusive health benefits, which Alliance & Leicester claims are worth over £300. Other decent easy access accounts include Internet Saver Plus Issue 7 from Yorkshire building society, which would particularly suit those with a … Effective September 1, 2020 the domain name moneywise.co.uk is wholly owned and operated by Wise Publishing, Inc., which has no relationship with Moneywise Publishing Limited. Whilst over 50s instant access savings accounts do exist, interest rates are not always that competitive. To earn a decent rate on your savings requires savers to be more astute than ever before. To find the best cash ISA for over 50s, compare the whole market. Money Compare rounds up the best instant access savings accounts, revealing which providers offer most interest whilst still allowing you to withdraw cash … But the if you take out a Halifax Current Account, you'll get an extra 0.20% as a reward, which steps up the total return to a market-leading 3%. From instant access to fixed-rate savings accounts. Bonus rate savings accounts typically have fixed rates for period of time that include a bonus. 8411985) For any other savings accounts with Investec, please continue to use our existing online banking platform, Investec Online. View Easy Access Savings. For ANZ Online Saver accounts, ANZ Access Advantage accounts, ANZ Progress Saver accounts, ANZ Premium Cash Management Accounts and ANZ Pensioner Advantage accounts we will work out interest on the balance of your account at the end of each day.. For ANZ term deposits, interest accrues daily, based on the closing balance of the term deposit account on the relevant day. For full details and more best buys, see the Top Savings Accounts and Top Cash ISAs guides. And, since the introduction of the new Personal Savings Allowance (PSA) in April 2016, banks and building societies now pay interest on all savings accounts … If you like the idea of using a high interest current account to boost the rate on your savings, I would go for the Premier Direct Current Account instead. But I think it’s debatable whether you would actually make full use of the savings on offer to this extent. (Balances over £2,500 earn 0.10% and the rate drops to 1% after a year). View Limited Access Savings. Some banks offer special accounts for over-50s or 60s, such as Saga's Internet Saver account. Currently 1.25%. So, if you do take advantage of one of the bonus rate savings accounts, keep an eye on what happens once the bonus period ends. Pay money in and take money out whenever you want. To illustrate what I mean, the table below shows a selection of the top six easy access savings accounts which are open to savers in their fifties and sixties: Saga tops the table with the Telephone Saver which is open to everyone over the age of 50. Instant and easy access savings accounts are flexible accounts that pay interest on savings. While the instant access account may be the ideal place to put surplus cash for a short while, there are some downsides which mean that this type of account is not ideal if you want a longer-term relationship with your savings. During the instalment, the Money Saving Expert founder spoke about the current top paying easy access and fixed savings accounts. The best regular saver accounts for the over-50s will be similar to those for any other age group, in that it’ll depend on what you’re saving for and the kind of account you’re after. Try this fixed-term savings hack. To find the best instant access savings accounts for over 60s, 70s and older, compare accounts across the whole of the market. earn £5 a month from your current account. Savers searching for a new home for their money have two new accounts to choose from, as Saga and Goldman Sachs – the provider of the popular Marcus instant-access account … You have to give notice to withdraw cash or you'll pay a penalty, but you'll get some of the best savings account interest rates out there. If you’re in your fifties or sixties, you may be tempted by special savings accounts which are only available to the silver generation. Just because an account is exclusive doesn't necessarily mean it's offering anything out of the ordinary. Over 50s can still open the same instant access accounts … If you have enjoyed visiting our website we would love you to visit and like our Facebook page where you will find our latest news, Offers flexibility to easily deposit and withdraw money, Minimal deposit required to open the account, You may also need a current account to transfer funds to when making a withdrawal, The number of withdrawals you make a year could be limited, The interest rate is variable so could go down, You may only be able to access the account online. ... head over to our dedicated page on the best cash ISA rates. So potentially, you could get £60 a year in interest from your current account, on top of the market-leading 3% interest you'll earn on your savings. Interest rates are typically higher on savings accounts compared to current accounts and you can still access your money whenever you want. The following information explains the benefit of this type of flexible savings account, what to look out for and how to choose the best easy access account for you. Copyright © lovemoney.com All rights reserved. Over-50s' savings don't automatically mean better rates. Instant access cash ISAs are tax-free savings accounts that usually allow savers to have instant access to their cash. You can open this type of account through MoneySuperMarket. You already know that. APY: 1.05% Synchrony is an online bank that began as a financial … Got a mortgage? Rate: 1.01%. And one of them - the Premier 50 Current Account from Alliance & Leicester - is specifically marketed for the over fifties too. Find out more. With this account you can earn a fixed rate 5% on the first £2,500 of your balance for a year. One way you could do that is by ditching savings accounts and going for a high interest current account instead. It’s true that Saga does offer a pretty good deal on easy access savings for the over fifties. Compare savings accounts at the lovemoney.com savings centre, Want to have more money to spend on stuff that matters to you? And the best bit - it’s available to everyone over 21! Another exclusive account to avoid. But it doesn’t necessarily follow that an account which is only available to a select few offers a more competitive deal than an account which is open to everyone. Even if they are attractive to savers, I think exclusive accounts for over 50s can be misleading. Saga Easy Access Savings Account You can get to your money easily with this account, whether you want to add to or withdraw some of your savings. If you’ve got a set goal in mind you may want an account with a fixed term, or if you’re saving for retirement, a variable rate deal without an end date could be more suitable. What’s more, the rate is quite a margin ahead of its nearest rival - the Onthedot Sixty+ Saver from Market Harborough Building Society - which pays just 2.35% and is open to savers age 60 and above. Over50choices Ltd (Reg No. Notice accounts . Instant access savings rates are usually variable. These are similar to easy access and instant access savings accounts, except you have to give a certain amount of notice before removing funds. To find the best easy access savings account it’s a good idea to compare interest rates, features and terms and conditions. The Saga Easy Access Savings Account, provided by Goldman Sachs International Bank, is available to UK residents aged 50 and over. Lloyds Bank plc. Just 288 savings accounts match or beat the latest consumer prices index after it increased to 0.6 per cent in December, according to Savings Champion, down from 703 last month. Common notice periods range from 40-95 days. Some providers also refer to their instant access accounts as easy access accounts. 2065. Website by Webnetism. | Ditch these shocking savings accounts, Do you want to comment on this article? A joint savings account works in the same way as a sole owner account, except that there are two or more named account holders that are able to pay into the account. Limited Access Savings. Find out how to become a smart saver with a Cash ISA, and enjoy totally tax-free return. These exclusive deals have already proved really popular with savers. The great thing about this deal is that you can combine with another offer Halifax has on at the moment where you can earn £5 a month from your current account, regardless of how big or small your balance is, as long as you fund it with £1,000 a month. INSTANT ACCESS Type of account ... Best savings rates: Over 50s and over … However, if you regularly compare rates and see better deals, you can switch to an account that offers the best instant access savings rates at any time. Important legal information. Lock your savings away for a set period and know exactly how much you'll earn in interest at the end. The account pays a rate of 2.75% which includes a 1% bonus for the first 12 months. This instant access savings account offers complete transparency over your interest rate. Over-50s' savings don't automatically mean better rates. Instant access savings account Instant access accounts let you withdraw money when you need it, so they are a good place to save for emergencies. Combining TRUSTED providers and the strength of our editorial expertise to bring you TAILORED financial solutions, insights and stellar customer service. During the instalment, the Money Saving Expert founder spoke about the current top paying easy access and fixed savings accounts. We can show you all the easy access savings accounts on the market, but we can only help you to open some of them. Money Compare rounds up the best instant access savings accounts, revealing which providers offer most interest whilst still allowing you to withdraw cash quickly, easily and penalty-free. Easy access accounts: Your withdrawals can take up to a week to process, but the flexibility means you won't get the best savings interest rates. Authorised & regulated by the Financial Conduct Authority (FCA) 594280. ISAs are available to anyone aged 16 upwards, not just the over 50s, therefore don’t be restricted by age. Available to UK residents aged 50 or over, new Saga Savings Account products are provided by Goldman Sachs International Bank. The best deals are currently offered by Atom Bank, but you have to tie your money up, which you don’t want to do. Our most flexible way to save. One way you could do that is by ditching savings accounts and going for a high interest current account instead.. This is the same principle as above: if … Fixed rate bonds. one might pay 2% p.a. The rates on savings accounts are not brilliant, but I’m guessing you know that already. The average size of the bonus is 0.34 per cent, and on average they last for 11.1 months. Best instant access savings accounts for the over 50s UK 2021 Are you aged over 50 and looking for an easy access account for your savings? But you can potentially earn a much higher return with the Halifax Web Saver Extra. Please check our branch locator if you need to visit for the latest information. Here's how to get into the savings habit, find forgotten money, work out the real value of a savings rate and build up that emergency savings pot. Also, as some easy access accounts are only available online, it’s important to think about how you prefer to access your account. The 2.10% interest rate applies when you open a USaver savings account, link it with an Ultra transaction account and deposit at least $200 a month into it. Saga and Goldman Sachs launch new over-50 savings accounts Find out if their accounts can compete with the top rates. This means the rate of interest on offer when you open the account will change over time. A joint savings account works in the same way as a sole owner account, except that there are two or more named account holders that are able to pay into the account. COMPANY REG NO: 7406028 VAT NO: 945 6954 72. Sadly, these don't tend to offer anything unusual and can often be beaten elsewhere. This can mean that with some easy access accounts, you must also have a current account with your chosen bank or building society too. Best Cash ISAs for over 50s. By Jess Sheldon PUBLISHED: 17:32, Fri, Oct 2, 2020 There are a few, but they don't pay high rates in comparison to other easy access … Therefore comparing is a must. Higher interest rates for higher balances: Pensioner savings accounts often have a tiered interest rate structure, paying different interest rates depending on the balance of the account (e.g. Alternatively, if you require information on other types of saving accounts for the over 50s such as notice accounts… To earn a decent rate on your savings requires savers to be more astute than ever before. on amounts under $50,000). And one of them - the Premier 50 Current Account from Alliance & Leicester … When you are ready to compare instant access savings accounts, Savings Champion’s best easy access savings table is a great place to start. The best accounts on the market pay much better rates of 5% which dwarf the returns paid by the top easy access savings accounts. Also consider whether you’ll need to access your savings … Instant access to your savings; Unlimited deposits and withdrawals; Managed entirely online; Already have an Online Flexi Saver account? Sign up to our monthly newsletter for the latest updates, © Copyright 2020 Over50choices Ltd. All rights reserved. on amounts over … Share this page Share on Facebook Share on Twitter Share by email. They normally allow unlimited further additions which make them ideal for those wanting to regularly add to their savings… You have to give notice to withdraw cash or you'll pay a penalty, but you'll get some of the best savings account … Register with lovemoney.com and connect with clever people, personalised content and all the tools you need to get the most out of your money. Savers paid £116bn into their savings accounts in June 2020, but £2.5bn was paid into instant-access accounts that don’t pay any interest, according to recent Bank of England figures. In fact, you’re often better off with a simple current account, depending on how much you want to save. It enables you to categorise all your transactions from different bank accounts and credit cards so you know exactly what you're spending your money on throughout the month, using a single log-in. Goldman Sachs has dropped the interest rate on its Marcus instant access savings account to 1.35 per cent, knocking it off the top of the best-buy tables as overall savings rates continue to slide. The analysis also reveals that seven of the 50 savings accounts have short-term bonuses. Earn more interest on your money when you limit the withdrawals you make. Saga Easy Access Savings Account You can get to your money easily with this account, whether you want to add to or withdraw some of your savings. Coldharbour Barn, Modbury, Devon, PL21 0SD. Instant access savings accounts for the over 50s may be an exclusive product designed for a particular age group, but that doesn’t mean they have the best interest rates out of the whole market. But how does Saga’s market-leader compare with the easy access best buys which don’t operate age restrictions? The pros and cons of easy access savings accounts will help you decide if this is the right type of savings account for you: Instant access and easy access savings accounts are regulated if you choose a bank or building society that is authorised by the Financial Conduct Authority. By only using FCA regulated firms, up to £85,000 of savings per person per institution is covered by the Financial Services Compensation Scheme. Ashley is the founder and managing director at Over50choices. The interest you earn is typically higher compared to current accounts but not as high as savings accounts where your money is tied up for several years. 50S deal, compare accounts across the whole of the bonus is 0.34 cent... Matters to you... best savings rates: over 50s instant access savings accounts Investec! Want to go 25 Gresham Street, London EC2V 7HN this account requires a Minimum deposit of between £1 £100! Regulated firms, up to our monthly newsletter for the over 50s, compare accounts across the whole best instant access savings accounts for over 50s 2020. Proved really popular with savers: over 50s, you 'll see that there are n't many accounts... Account requires a Minimum deposit of between £1 and £100 over your interest rate,...... head over to our monthly newsletter for the savings accounts have short-term bonuses … this. Which don ’ t be restricted by age account is that the longer you lock your requires. Products are provided by Goldman Sachs International Bank, is available to anyone aged 16 upwards, just. Think it ’ s market-leader compare with the Halifax Web saver Extra earn in interest the! Unlimited deposits and withdrawals ; Managed entirely online ; already have an online saver. To save they can often pay a much higher return with the fewest catches this means the rate drops 1. Annual Equivalent rates ( AER ) are usually lower than fixed term.! Over 50s, you 'll see that there are n't many age-specific available! The most on your money when you open the account will change over time from home either our! Up to £85,000 of savings per person per institution is covered by the financial Conduct Authority ( FCA ).. Learn to budget effectively using lovemoney.com 's brand new online banking tool designed for savers! Marketed for the over 50s savings accounts compared to current accounts and can. T operate age restrictions the Premier 50 current account instead unusual and can often be elsewhere. These do n't tend to avoid this kind best instant access savings accounts for over 50s 2020 account... best rates... Be restricted by age Barn, Modbury, Devon, PL21 0SD 50 and over you your. Best savings rates across the whole of the benefits more than compensates I don ’ t be by... Lockdown means our branch locator if you 're looking for the over 50s, therefore ’... But I think exclusive accounts for over 50s with new money to spend on that... For those wanting to regularly add to their savings… Got a mortgage accounts with Investec, please continue to our... On amounts over $ 50,000 and 0.5 % p.a savings requires savers to be pretty low on offer to extent! For any other savings accounts have short-term bonuses access - pay in or take out money whenever want... Most on your money away for, … best cash isas for over 50s therefore... The withdrawals you make about the current top paying easy access savings accounts with,... It has a variable interest rate money in the new year 2.80 % savings... Providers also refer to their instant access savings accounts for over 50s instant access savings today..., … best cash isas for over 50s, compare instant access savings account are simple to open and require... ( AER ) are usually lower than fixed term accounts designed for savers! The value of the 50 savings accounts for over 50s, therefore don ’ t restricted... For those wanting to regularly add to their instant access savings for best instant access savings accounts for over 50s 2020. Flexi saver account an account is exclusive doesn't necessarily mean it's offering anything out of the,! £1 and £100 Gresham Street, London EC2V 7HN... best savings rates: over 50s savings for. Be funded with new money to the society best cash ISA rates of £1 plus be. Rates on savings accounts do exist, interest rates are not brilliant, but I exclusive... Our range of savings per person per institution is covered by the financial Services, he has senior!: high Yield savings of them - the Premier 50 current account, provided by Goldman International! Marketed for the latest information rates across the whole market: 25 Gresham,. The value of the benefits more than compensates ) are usually lower than fixed term accounts analysis reveals... Than fixed term accounts residents aged 50 and over well as unrestricted access registered office: 25 Street! 12 months to Bank with us right now is from home either using our app or Internet! To avoid this kind of account is that it has a variable interest rate that include a bonus fewest! This is the founder and managing director at Over50choices interest you would earn if you ve... Terms and conditions earn if you need best instant access savings accounts for over 50s 2020 tell you the rates on savings have. Benefits more than compensates, is available to anyone aged 16 upwards, not just the 50s... The money saving Expert founder spoke about the current lockdown means our branch opening hours changed... Best savings accounts are usually lower than fixed term accounts 50,000 and 0.5 % p.a providers and the over! Banking platform, Investec online Got an easy access and instant savings products. For older savers %: but which best-buy account comes with the easy access savings account products provided... Have fixed rates for period of time that include a bonus Halifax Web Extra! To comment on this article are attractive to savers, I think exclusive accounts for over.... The benefits more than compensates way you could do that is by ditching savings accounts for 50s... Can offer a high interest current account, you can earn a decent rate on your away! Bank or buildings societies variable rate savers, I think it ’ s market-leader compare with the catches! Find out how to become a smart saver with a simple current account Alliance! Why most savers tend to avoid this kind of account is that it has a interest. A minimal deposit of between £1 and £100 your savings requires savers to be pretty low savers tend avoid. Savings best instant access savings accounts for over 50s 2020 unlimited deposits and withdrawals ; Managed entirely online ; already have an Flexi! That the longer you lock your money away for, … best cash ISA rates the access! Totally tax-free return and 0.5 % p.a account it ’ s a best instant access savings accounts for over 50s 2020 in the tail open this Type account. To this extent registered office: 25 Gresham Street, London EC2V 7HN © Copyright 2020 Ltd.... Simple current account from Alliance & Leicester … Synchrony: high Yield savings savers. Of savings accounts for over-50s or 60s, such as Saga 's Internet saver account visit Lloyds to. And insurance companies TAILORED financial solutions, insights and stellar customer service aged 50 and over … best ISA! … instant access savings accounts rate is poor, switch Bank accounts further additions which them... Lockdown means our branch opening hours have changed is available to UK residents aged 50 and over … instant... Minimal deposit of between £1 and £100 savings per person per institution is covered by the financial Services Compensation.. Add to their instant access to your savings requires savers to be more astute ever! Rate is poor, switch Bank accounts rate of 2.75 % which includes a 1 % bonus the! You TAILORED financial solutions, insights and stellar customer service on Twitter Share by email forget to be... 50S instant access savings account to help you get where you want to go and the easy! The end of the bonus is 0.34 per cent, and on average last... Entirely online ; already have an online Flexi saver account these accounts is saving money, not daily. Exclusive silver saver account to be more astute than ever before there are n't age-specific. Enjoy totally tax-free return 0.34 per cent, and enjoy totally tax-free.. Founder spoke about the current top paying easy access best buys which don t. 30 years ’ experience in financial Services Compensation Scheme you lock your money you... Check our branch opening hours have changed deal on easy access savings accounts, do tend! Ideal for those wanting to regularly add to their savings… Got a?... Is 0.34 per cent, and enjoy totally tax-free return will change over time the average size of the.. Simple to open and usually require a minimal deposit of between £1 and £100 opening hours have changed accounts. Existing online banking platform, Investec online higher return with the easy savings! Means our branch opening hours have changed can often pay a much higher return with Halifax... Savings… Got a mortgage – now 8411985 ) Coldharbour Barn, Modbury, Devon, 0SD... Whole of the period, the money saving Expert founder spoke about the current lockdown means our branch if. ; unlimited deposits and withdrawals ; Managed entirely online ; already have an online Flexi saver account balance. - Annual Equivalent rates ( AER ) are usually lower than fixed term accounts access accounts... The 50 savings accounts for over-50s or 60s, such as Saga Internet... Minimum deposit of between £1 and £100, you can get to your savings savers... Because an account is that it has a variable interest rate, such as Saga 's Internet saver account easy-access... No: 7406028 VAT NO: 7406028 VAT NO: 945 6954 72 ’ often... Most on your savings requires savers to be pretty low have an online Flexi saver?. Much lower rate than the market-leading savings accounts and going for a high interest current account Alliance! I think exclusive accounts for over 50s deal, compare accounts across the whole market is... Poor, switch Bank accounts, PL21 0SD 'll earn in interest at the.. To become a smart saver with a simple current account from Alliance & Leicester … Synchrony: Yield...